DZ Bank Receives German Regulatory Approval for Crypto Trading Platform

DZ BANK secures BaFin MiCAR approval for its “meinkrypto” platform, enabling cooperative banks to offer crypto trading.

DZ BANK received MiCAR approval from the Federal Financial Supervisory Authority (BaFin) in late December 2025 to operate its crypto platform “meinkrypto,” developed with IT provider Atruvia and integrated into the VR banking app for primary institutions of the cooperative financial group; individual cooperative banks must file their own MiCAR notification with BaFin before offering the service to retail customers. Once those notifications are approved and implemented, retail customers of participating cooperative banks can invest fully digitally in crypto assets.

At launch, bitcoin ( $BTC), ethereum ( $ETH), litecoin ( $LTC) and cardano ( $ADA) are available; custody is provided by Boerse Stuttgart Digital and execution is handled by EUWAX AG, and each cooperative bank decides individually on rollout and availability in its jurisdiction. The Markets in Crypto‑Assets Regulation (MiCAR) provides the EU’s unified legal framework for crypto assets, and availability depends on bank‑level implementation and required notifications or approvals.

Read More: Boerse Stuttgart Digital, DZ Bank Expand Crypto Access to 700 German Banks

🧭 FAQs

• What approval did DZ BANK receive in Germany? DZ BANK received BaFin MiCAR approval for “meinkrypto” in late December 2025.
• Which cryptocurrencies are initially supported in Germany? The initial offering includes $BTC, $ETH, $LTC and $ADA in the VR Banking App.
• Who provides custody for these crypto assets in Germany? Boerse Stuttgart Digital provides custody for the German offering.
• When can customers trade via their cooperative bank? Customers can trade once their local cooperative banks obtains BaFin notification and implements the service.