financemagnates.com
Tink, a Visa Solution, and Coinbase have formed a partnership to allow crypto purchases through Pay by Bank in Germany.
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Pay by Bank is an open banking-powered payment method that allows consumers to transfer money directly from one bank account to another – quickly, securely, and without the need for manual data entry.
Tink and Coinbase Introduce Pay by Bank Option
Tink said the collaboration with Coinbase marks a step toward expanding open banking use cases in the digital assets sector. The company believes that direct bank payments can improve user experience and reduce friction in crypto transactions.
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“This partnership adds a new service for Coinbase users in Germany, giving them more choice in how they manage their crypto purchases,” Thomas Gmelch, Head of Commercial, Central Europe at Tink, said. He noted that open banking has become a key enabler for faster and more secure payments in regulated markets.
“Having a Pay by Bank option makes it possible to check out quickly and securely on a mobile device, directly from a bank account,” Gmelch added.
Coinbase and @Tink Partner to Launch Pay by Bank Crypto Payments in Germany
— Financial IT (@financialit_net) October 30, 2025
Read more: https://t.co/73qpZTjzh3#Coinbase #Tink #PayByBank #OpenBanking #CryptoPayments #Fintech #DigitalAssets #Blockchain #Germany #PaymentInnovation #FinancialTechnology
Users Buy Crypto Directly from Bank Accounts
Through the partnership, Coinbase users in Germany can buy and sell crypto directly from their bank accounts. The integration uses Tink’s technology, allowing customers to top up accounts quickly via mobile devices.
“The partnership with Tink is the latest step in making it easier to securely access the crypto economy,” Denny Morawiak, Managing Director of Coinbase Germany, commented.
Citi, Coinbase Partner on Digital Payments
Citi and Coinbase have agreed to collaborate on digital asset payment solutions for institutional clients. The partnership aims to update fund transfers between fiat and digital asset platforms, improve access to on- and off-ramps, and explore round-the-clock payment orchestration.