MoonPay Balance: Bringing Fiat Convenience to the Decentralized World

Miami – MoonPay has launched MoonPay Balance, a game-changing payment solution that bridges fiat and decentralized finance (DeFi). Designed for simplicity and efficiency, it offers a seamless way for users to top up balances and revolutionize crypto transactions by eliminating traditional barriers in the DeFi space.

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MoonPay Balance offers a powerful alternative to centralized exchanges and traditional fintech platforms, enabling users to hold and spend fiat balances directly through their non-custodial wallets and decentralized exchanges. With MoonPay’s deep integration into the decentralized ecosystem, users no longer need to navigate the complications of high fees, failed transactions, or complex intermediaries.
“MoonPay Balance is more than just a payment solution; it’s the start of a new era for financial freedom. We envision a world where non-custodial crypto wallets become people’s primary financial hubs—everything from investments to payments, all in one place. With MoonPay Balance, we’re making that vision a reality, providing an accessible, user-friendly bridge between fiat and crypto.”

Ivan Soto-Wright, CEO & Co-founder of MoonPay
Key Features and Benefits

Zero Fees: MoonPay offers zero fees on all transactions involving MoonPay Balance, including top-ups and withdrawals (partner and network fees may apply).
Instant Payments: Enjoy near-instant transaction speeds, ensuring minimal wait times when using MoonPay Balance.
Higher Approval Rates: Say goodbye to failed payments or blocked cards. Enjoy higher approval rates for transactions.
Universal Compatibility: Use MoonPay Balance across an extensive network of 300+ partners, including leading wallets and decentralized exchanges.
Complete Control: With non-custodial wallet integrations, users maintain full control and ownership of their assets—eliminating the risk of account freezes or hacks that are common with centralized platforms.

How MoonPay Balance Works

KYC Verification: Complete a simple and secure KYC process to enable deposits into your balance.
Top Up: Add funds to your MoonPay Balance using your preferred payment method. Currently available in the UK and select EU countries, with plans for expansion to the U.S. and beyond.
Buy Crypto: Use your MoonPay Balance to instantly purchase crypto on supported platforms.
Sell to Balance: Convert your crypto back into fiat and deposit it into your MoonPay Balance.
Withdraw Funds: Transfer your funds back to your bank or another supported payment method anytime.

MoonPay Balance has already garnered significant interest from leading platforms, with early launch partners including Phantom, MetaMask, Uniswap, and Bitcoin.com. These partnerships ensure that MoonPay users will enjoy an easy and familiar experience, with seamless access across the MoonPay ecosystem.

Starting with the UK and EU (excluding Germany), MoonPay Balance is set to expand further, with U.S. availability coming soon. The service supports various payment methods, including SEPA, Faster Payments, and Open Banking, with additional payment options like ACH, Wire, and RTP planned for the future.

The Future of Crypto Payments

MoonPay Balance represents more than just a new payment method—it’s a critical step toward a more inclusive and decentralized financial landscape. As the crypto ecosystem continues to evolve, this solution promises to empower users by giving them greater control, lower costs, and faster, more secure transactions.

The MoonPay Balance launch marks the beginning of a future where decentralized finance is more accessible, intuitive, and connected than ever before.