This is a general announcement. Products and services referred to here may not be available in your region.
Binance has added IOTA, RNDR, SSV, ADX, BETA, BNT, DEXE, EGLD, ELF, FIS, IOST, JOE, LIT, LSK, POWR, PUNDIX, QKC, QTUM, RLC, SC, TKO, UNFI, VIB, WAN and XVS as new loanable assets on VIP Loan, and IOTA, RNDR, SSV, ADX, BETA, BNT, DEXE, ELF, FIS, IOST, JOE, LIT, LSK, POWR, PUNDIX, QKC, QTUM, RLC, SC, TKO, UNFI, VIB, WAN and XVS as new loanable assets on Flexible Loan. Please refer to VIP Loan and Loan Data for the latest interest rates and a full list of loanable and collateral assets.
What Is Binance VIP Loan?
Binance VIP Loan is a large personal and institutional over-collateralized loan service with competitive rates, terms, and services. Users may use Binance VIP Loan to unlock greater potential in objectives, such as greater liquidity for long-term investment funds, leveraged trading, and hedging strategies.
What Is Binance Flexible Loan?
Binance Flexible Loan is an isolated, overcollateralized, open-term loan product.
Each loan position must be overcollateralized, meaning the value of collateral pledged by the user is more than the value of the digital assets advanced to the user.
Since Binance Flexible Loans are open-term, users may keep their positions open indefinitely as long as this product supports the loaned and collateral digital assets, and the relevant Loan-to-Value (LTV) ratios are not exceeded.
Binance Flexible Loan uses users’ Simple Earn Flexible Product assets as collateral. These assets continue to earn Real-Time APR rewards while being collateralized, which allows for smoother LTV management and reduced interest costs.