From roughly 1M in July to over 13M today, agentic payments on the $XRP Ledger are compounding faster than most expected. The next phase is bringing more real-world merchants and services onchain, with agents paying in $XRP and $RLUSD and settling on XRPL through @t54ai's x402 facilitator.
— Chandler Fang (@chandler_agi) October 10, 2026
According to current data at the time of writing, 13,489,468 agentic transactions were processed through 168 registered x402 merchants settled through 6,982.32 $XRP and 12,009.98 $RLUSD. In line with this growth trend, Akinyele predicts that 100 million agentic transactions might actually come sooner than expected for the XRPL.
Along these lines, Fang pictures the next phase for agentic payments with the 13 million milestone now surpassed. According to Fang, the next phase of growth will bring more real-world merchants and services onchain, with agents paying in $XRP and $RLUSD and settling on XRPL through its x402 facilitator.
What's next?
Agents are already paying for APIs, data, and compute with a growing AI toolkit intended to give developers the tools to turn that demand into new products.
At the $XRP Seoul 2026 event, which was held last weekend on October 3, J.A. Akinyele, RippleX head of engineering, spoke in a keynote address on paving the way for the AI Agent Economy.
This comes as AI agents continue to drive massive network volume; Akinyele said in his most recent post that agentic payments currently account for about 25% of activity on the $XRP Ledger.
To support this rapid growth, Akinyele highlighted that Ripple is developing purpose-built agent infrastructure, including verifiable identities, strict execution safeguards (permissions and spending rules), and secure smart wallets capable of holding $XRP and stablecoins with fast 3- to 5-second settlement.
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