The economic gap between the native $XRP token and the Ripple USD stablecoin in artificial intelligence wallets continues to widen, reaching a 105% imbalance at the time of writing.
The shift by autonomous algorithms toward fiat-denominated settlements recorded earlier this week was not temporary: fresh metrics show that bots are steadily increasing their turnover in $RLUSD while continuing to ignore $XRP because of its current price.
According to updated data from the XRPL AI Hub dashboard, AI scripts spent just 209 $XRP while processing 554,007 transactions over the past seven days. During the same period, transaction volume in the dollar-pegged stablecoin reached 602.27 $RLUSD. With $XRP trading at $1.4027, the numbers show that this imbalance has entered a phase of prolonged dominance: in fiat terms, the bots spent $293.16 in $XRP versus $602.27 in $RLUSD.
The gap in favor of the dollar-pegged stablecoin has settled at exactly 105%, and the trend suggests that the machines have no plans to return to the native token.
Why AI doesn't need expensive $XRP
This prolonged boycott is directly linked to $XRP's price behavior. After a powerful rally in the second half of August, when $XRP surged above $1.70, the asset became firmly trapped within the $1.38–$1.50 range. For autonomous software executing millions of micropayments, with an average transaction size of $0.0035 for APIs and server capacity, this price remains prohibitive.
Program limits hard-coded in dollars are depleted instantly at this exchange rate. To protect their operating budgets from market swings, automated systems continue to keep all transaction flows within $RLUSD.
The total number of machine-generated transactions on XRPL has already surpassed 2.3 million this week.
Although turnover in fiat terms still amounts to only hundreds of dollars, the prolonged imbalance proves one key point: AI agents appear to have developed a lasting immunity to volatility. The $XRP Ledger is now transforming into a settlement hub where the native token gives way to a predictable digital dollar as soon as market volatility increases.
u.today