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- $XRP pundit Austin urges holders to chase the top 1% in $XRP, not dollars.
- To rank in the top 1%, a wallet needs 46,277 $XRP; only 76,580 holders qualify.
- At $1.44 per $XRP, entering the top 1% costs about $66,638 today.
- If $XRP hits $10, that stack could be worth over $464,000.
An $XRP commentator on X, Austin, is urging holders to rethink how they measure wealth in the crypto market.
In a recent post, he urges investors to forget about being in the top 1% in dollars and instead focus on being in the top 1% in $XRP. The message aligns with popular calls within the community that accumulation of tokens, not fiat valuation, should be the primary goal.
Key Points
What It Takes to Be in the Top 1%
Current rich list data shows that to rank among the top 1% of $XRP holders, a wallet must hold at least 46,277 $XRP. At present, only 76,580 wallets out of roughly 7.65 million holders meet this threshold.
With $XRP trading around $1.44, acquiring 46,277 $XRP would require an investment of approximately $66,638. While that figure may seem significant, supporters argue that the long-term upside could make today’s prices look modest in hindsight.
If $XRP were to reach $10, for example, a 46,277 $XRP portfolio would be valued at $464,277. In that context, Austin’s message suggests that accumulating tokens now may matter more than tracking short-term dollar rankings.
The Broader $XRP Holder Landscape
The data also shows how concentrated the higher tiers are. To enter the top 5%, holders need at least 7,733 $XRP, a bracket occupied by 382,898 wallets. The top 10% requires 2,229 $XRP, with 765,796 wallets qualifying.
Meanwhile, the majority of participants hold far smaller balances. Over 3.72 million wallets contain between 0 and 20 $XRP, and another 2.55 million hold between 20 and 500 $XRP. This means most holders are well below the thresholds required for the upper wealth brackets.
The distribution highlights why some commentators emphasize steady accumulation. Moving from a few hundred $XRP to several thousand can significantly shift an investor’s position on the rich list.
Shifting Perspective
The comment from Austin highlights a mindset shift common among long-term $XRP supporters. Rather than comparing net worth in dollars, the focus is on how much of the asset one controls relative to the total holder base.
As $XRP’s price fluctuates, the dollar value required to enter the top brackets changes. Accordingly, the $XRP investment to enter the top 1% becomes expensive for most retail investors.
Whether $XRP eventually reaches $10 or higher remains uncertain. But for some in the community, the goal is to climb the $XRP rich list first, and let the dollar value follow later.