$XRP is currently at a pivotal moment in its cycle, and investors who hold at least 1,000 $XRP tokens could position themselves for gains later on.

For context, major developments such as the growing anticipation of a spot $XRP exchange-traded fund (ETF) and speculation that $XRP could become part of a proposed U.S. digital asset stockpile are driving increased investor interest.

While $XRP has been around for over a decade, data suggests that the market is still in its early stages in terms of adoption, making this a prime opportunity for investors to accumulate at least 1,000 $XRP before mainstream adoption accelerates.

$XRP Wallet Distribution Suggests Early Adoption Stage

Particularly, data from RichList shows that out of 6.1 million total $XRP wallets, a significant 84%, equivalent to 5.18 million wallets, hold 1,000 $XRP or less. Only 938,123 wallets contain 1,000 $XRP or more, indicating that a relatively small fraction of $XRP holders have secured a sizable position.

Despite $XRP’s long presence in the crypto market, this data suggests that widespread adoption is still in its early stages. In contrast to $XRP’s current wallet data, Bitcoin boasts over 460 million total addresses, with those holding at least $1 amounting to 67 million. This confirms that $XRP still has room for growth.

Investors who accumulate 1,000 $XRP today would be in a group of fewer than 1 million holders with such a balance. At the current price of $2.38, an investor can acquire 1,000 $XRP for just $2,380, positioning themselves for potential long-term gains.

Why Holding at Least 1,000 $XRP Matters

With institutional and governmental interest in $XRP emerging, holding a meaningful amount of at least 1,000 $XRP could be important. Two key developments set to impact $XRP’s future are the push for a spot $XRP ETF and the possibility of $XRP’s inclusion in a strategic U.S. digital asset reserve.

$XRP ETF Developments

Notably, the race for an $XRP ETF has gained steam, with multiple asset management firms filing applications. Cboe BZX recently made 19b-4 filings to the SEC for $XRP ETFs on behalf of WisdomTree, 21Shares, Bitwise, and Canary Capital.

Additionally, Grayscale has applied to convert its $XRP Trust into an ETF. The SEC’s leadership change has triggered optimism about the approval of $XRP ETFs. These products would provide institutional investors with regulated access to $XRP, leading to increased demand.

In the most recent developments, the SEC has acknowledged Grayscale and 21Shares $XRP ETF filings.

US Digital Asset Stockpile

Another major development is the potential for $XRP to secure inclusion in a U.S. digital asset reserve. President Donald Trump recently signed an executive order establishing a working group to explore the regulation and potential stockpiling of digital assets.

While the order does not specify which crypto assets could be included, speculation suggests that $XRP may be a strong contender. First, previous reports suggested the government could prioritize “Made in America” assets, and $XRP is the largest token in this category.

Also, Ripple’s leadership has been in discussions with President Trump, fueling rumors that $XRP could be considered for this reserve. If the U.S. government begins acquiring $XRP as part of a strategic reserve, demand could skyrocket.

Could $XRP Reach $27?

Meanwhile, crypto analysts have continued to make lofty projections for $XRP. One such analyst, EGRAG, has predicted that $XRP could rally to $27 in the near future.

Interestingly, if this forecast materializes, an investment of 1,000 $XRP, which currently costs $2,380, would surge in value to $27,000. This represents a staggering 1,034% return on investment.