coinfomania.com
Ripple news today is once again in the spotlight. As fresh buzz spreads across crypto social media about its stablecoin $RLUSD and possible ties with BlackRock. On January 13, Ripple community accounts on X claimed that Ripple is moving $RLUSD deeper into institutional finance.
🚨 JUST IN: #Ripple Advances $RLUSD for Institutional Settlement and Payments as Market Watches BlackRock Involvement. pic.twitter.com/e601BymMHi
— RippleXity (@RippleXity) January 13, 2026
Some posts even suggested that BlackRock is now using $RLUSD as collateral for real time blockchain settlements. Ripple and BlackRock together quickly caught attention in the $XRP community. While the hype is strong the full story is more complex.
What Is $RLUSD and Why It Matters
Ripple designed $RLUSD as a USD backed stablecoin for serious financial use rather than meme trading. The company backs the stablecoin 1:1 with U.S. dollars and short term U.S. Treasury assets. It runs under strict rules. Also, it is approved by the New York Department of Financial Services (NYDFS). Ripple launched $RLUSD to support fast payments, settlements and tokenized assets.
By late 2025, $RLUSD had already crossed a $1 billion market cap. It runs on the $XRP Ledger and Ethereum. Ripple built it mainly for banks, funds and payment firms which need fast and clean settlement tools. In fact, in simple terms, $RLUSD is Ripple’s bridge between traditional finance and blockchain.
The Real Link Between Ripple and BlackRock
There is a real connection between Ripple and BlackRock. But not exactly in the way some viral posts suggest, back in September 2025 Ripple partnered with Securitize, a major tokenization firm. Through this partnership, $RLUSD became a settlement tool for BlackRock’s tokenized fund called BUIDL. Specifically, BUIDL is BlackRock’s blockchain based U.S. Treasury fund.Furthermore, it runs on-chain and lets investors hold treasury assets as digital tokens.
With $RLUSD, investors can now swap BUIDL shares for dollars instantly 24/7. In fact, this setup allows smooth off-ramping from tokenized funds into stable dollars. As a result, it improves liquidity and makes on-chain finance more practical for institutions. But this doesn’t mean BlackRock is using $RLUSD as full collateral across its entire business. It is mainly a settlement tool for tokenized funds.
Why Institutions Are Watching
Big finance is moving fast into tokenized assets. Banks and funds want faster settlement, lower costs and real time liquidity. $RLUSD fits that need. It can move across blockchains. It follows strict rules. Additionally, it plugs into tokenized funds and payments. If more institutions adopt it in 2026, $RLUSD could become a key tool in on-chain finance.
Currently, the Ripple news today shows that the investors are waiting for official updates. But one thing is clear: Ripple is building for the future of institutional crypto.