Delaware Advances House Bill 441 to Ban Cryptocurrency ATMs

On June 11, 2026, Delaware lawmakers advanced House Bill (HB) 441 to the Senate Banking, Business, Insurance and Technology Committee, proposing a statewide ban on cryptocurrency kiosks (ATMs) and related workarounds. Sponsored by Rep. Cyndie Romer, if passed the bill, would require existing machines to be removed within 90 days.

Delaware’s HB 441 Advances to the Senate Banking Committee

According to sources, Delaware’s House Bill 441 passed the House of Representatives in a 40-0 vote, with one member absent and was assigned to the Senate Banking Committee. The bill advanced after being reported out of the House Economic Development, Banking, Insurance and Commerce Committee on June 9, 2026, with one favorable and seven “on its merits” votes.

Supporters include the Delaware Department of Justice, Delaware State Police, AARP Delaware, the Delaware Bankers Association, and the Delaware Bank Commissioner. They frame the measure as consumer protection against fraud rather than opposition to cryptocurrency itself.

Why Lawmakers Are Targeting Crypto ATMs

Lawmakers are targeting crypto ATMs due to rising scam concerns, especially those affecting seniors and vulnerable users. FBI data recorded over 13,400 kiosk-related complaints in 2025, with losses exceeding $388 million nationwide. In Delaware, residents reported 181 crypto and 255 wallet-related complaints last year, totaling about $26.9 million in losses.

Additionally, Rep. Cyndie Romer described the kiosks as “a predatory cash grab,” citing fees as high as 20% versus roughly 0.4%–1% on online exchanges. Delaware Attorney General Kathy Jennings said, “people can be convinced to send big amounts at these kiosks and later can’t get their money back.”

Related: Minnesota Moves to Ban Crypto ATMs Over Rising Scam Concerns

US State Crackdown on Crypto Kiosks Widens

Since 2023, at least 30 states have passed legislation addressing crypto kiosks, with momentum increasing in 2025–2026. Delaware joins states like Indiana, Tennessee, and Minnesota that have enacted outright bans, while New Jersey’s Senate Bill S-2141 is also advancing similar prohibition measures against crypto ATMs.

Meanwhile, other states, such as North Carolina, are choosing strict regulation rather than outright bans. North Carolina’s HB 920 passed the House unanimously in a 115–0 vote and has moved to the Senate. It introduces fraud warnings, receipts, exchange-rate disclosures, live customer support, a 14% fee cap, and updated daily transaction limits.

At the federal level, the Stop Crypto ATM Scams Act, would set national rules for crypto kiosks, including AML compliance, ID verification, scam warnings, suspicious activity reporting, transaction caps of $2,000–$7,500, and live support, while still allowing stricter state laws or bans.

Therefore, If HB 441 passes, current machines would have to be pulled out within 90 days. Violators could face injunctive relief, civil penalties of up to $10,000, and private lawsuits for damages.

Related: Crypto ATM Scams Surge Across U.S. as 2025 Losses Reach $333 Million