Ripple Settlement Update: No, They’re Not Paying the SEC in XRP

As the Ripple vs. SEC case moves forward, rumors are growing on X (formerly Twitter) that Ripple could pay its SEC fine using $XRP tokens while the price is still low. Some believe this might happen before ETF approvals and the FedNow launch on July 14.

Ripple Paying SEC Fine in Cash, Not $XRP

However, former SEC official Marc Fagel has put those rumors to rest saying they are not paying in $XRP. Instead, the money is already set aside in cash inside an escrow account.

An $XRP supporter also said the token is safe for now and explained that while tokens can be moved, it’s an all-or-nothing system..

$XRP Price Reacts to Uncertainty

Recently, crypto analyst John Squire had suggested that the U.S. government might seize Ripple’s escrowed $XRP and hold it as a national reserve. However, Bill Morgan shut down the idea by simply stating “it wont”.

Amid these rumours, $XRP price had dropped over 2%. However, crypto prices spiked today after President Trump announced a ceasefire deal between Iran and Israel. Bitcoin rose nearly 3% as it climbed above $106,000. $XRP also posted gains around 6% in the last 24 hours.

No Long Delay in Sight

There were speculations that the Ripple vs. SEC case could drag into late 2026. But Bill Morgan clarified that such a delay is unlikely, unless Judge Torres rejects the current joint proposal. The most probable outcome, he says, is both parties accepting the summary judgment, along with a penalty and permanent injunction.

The court is now waiting on a key SEC filing due by mid-August. The $XRP community remains on edge, unsure of what Judge Torres might decide next. Experts say that “it could go either way” but nobody has backed the idea of a delay into 2026.