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President Donald Trump announced the launch of the federal “Trump Accounts” program on Monday, marking a significant step in efforts to give American children a financial head start. The initiative deposited the first $1,000 into accounts for over 500,000 newborns, enabling them to build wealth by tracking the performance of the U.S. stock market.
JUST IN: President Trump urges parents to sign their children up for Trump Accounts immediately, claiming that if they do, their kids will "become, actually, very rich."
— Fox News (@FoxNews) July 6, 2026
"If parents have not done so already, and they are doing so in record numbers, they should go right away to… pic.twitter.com/DhYiHTHZXl
Speaking from the Oval Office while ringing the opening bell at both the New York Stock Exchange and Nasdaq, Trump highlighted the cooperation of the exchanges, which he said demonstrated a level of collaboration previously unseen between political parties.
He emphasized that the program was designed to provide long-term investment exposure to children born into families with limited financial means.
Investment Accounts Designed for Children
Notably, Trump Accounts are available to children born between 2025 and 2028. Contributions are automatically invested in a low-cost index fund, allowing the account to grow along with the broader market. Account holders gain full control at age 18, at which point they may choose to continue investing or withdraw the funds.
The Treasury Department confirmed that opening an account comes at no cost to families. Additionally, employers, government bodies, and charitable organizations can contribute to eligible accounts, further enhancing the growth potential. Trump emphasized that early exposure to investing could significantly increase wealth accumulation over time.
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Bitcoin Possibilities Highlighted
When asked whether Trump Accounts might include Bitcoin, President Trump stated, “Something could happen,” signaling potential cryptocurrency inclusion in future deposits. While no immediate action was taken, the comment highlights a willingness to explore digital assets within the program.
$TRUMP, ASKED WHETHER $TRUMP ACCOUNTS COULD INCLUDE BITCOIN: "SOMETHING COULD HAPPEN" https://t.co/reuxpBIaBT
— zerohedge (@zerohedge) July 6, 2026
Several industry figures, including Visa, Dell, Comcast, and Micron, have pledged support for the initiative. Micron specifically contributed $250 million to bolster the program, reflecting broad corporate backing for early wealth-building and financial literacy.
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Nationwide Program With Educational Goals
Even so, Trump described the accounts as an opportunity to expand access to financial education and encourage long-term investing. The program adds a new savings vehicle alongside existing college savings and retirement accounts.
Families can monitor performance through a dedicated online portal and mobile application, giving real-time visibility into growth and contributions.
Senator Ted Cruz praised the initiative, noting that it empowers every child to become an owner in some of the largest U.S. corporations. With the launch fully operational nationwide, the Trump Accounts program officially begins its first cycle, aiming to deliver both immediate deposits and long-term financial assets for children across the country.