cryptodnes.bg
Galaxy Digital is expanding beyond its institutional roots with the debut of GalaxyOne, a comprehensive platform designed for retail investors that blends traditional finance with digital assets.
The app offers a 4% cash account, crypto custody and trading, and zero-commission access to over 2,000 U.S. stocks and ETFs, signaling Galaxy’s bold move into the consumer investment market.
At launch, verified users across the United States can buy, sell, and transfer Bitcoin, Ethereum, Solana, and Paxos Gold. The company confirmed plans to gradually add more cryptocurrencies, giving customers full flexibility to move their assets on and off the platform. Fractional share trading is also available, putting GalaxyOne in direct competition with platforms like Robinhood, eToro, and Cash App.
Yield Products for Different Investors
GalaxyOne’s ecosystem is designed to cater to both everyday investors and accredited participants. Alongside its 4% cash account, users can access Galaxy Premium Yield, an investment product targeting 8% APY. This offering, however, is limited to accredited U.S. investors who meet income or net worth thresholds and is not FDIC-insured. The yield is backed by Galaxy’s institutional lending arm, which powers the returns through structured lending strategies in the digital asset space.
Bridging Retail and Institutional Finance
The launch represents a strategic pivot for Galaxy Digital, which has long been known for serving hedge funds and professional crypto investors. With GalaxyOne, the firm aims to create a unified financial experience where users can manage crypto, equities, and cash in one secure platform.
The company’s spokesperson described GalaxyOne as “a step toward building a holistic financial ecosystem,” one that merges regulated digital asset services with the convenience of mainstream fintech. The app’s introduction also reflects a broader industry trend, as crypto-native firms move toward mass-market financial products that compete directly with established brokerage apps.
A New Chapter for Galaxy
By entering the retail space, Galaxy Digital positions itself at the crossroads of Web3 and traditional investing. Its combination of FDIC-backed cash accounts, zero-commission stock trades, and flexible crypto options could attract users seeking a single, reliable platform for all their financial needs.
With the rollout of GalaxyOne, Galaxy Digital is not just launching a new app, it’s redefining what a modern brokerage can look like in the era of digital finance.