Not only large companies but also small and medium-sized enterprises (SMEs) with less than 500 employees are showing increasing interest in stablecoins.
According to a Coinbase survey of 251 financial decision-makers, 81% of SMBs expressed interest in using stablecoins, up from 61% last year. At the same time, 46% of these companies said they plan to use cryptocurrencies in the next three years.
The report included the following statements:
“Behind this growth lies the belief of both Fortune 500 companies and SMEs that stablecoins can relieve their financial distress.”
More than 82% of SMEs believe that cryptocurrencies can solve at least one financial problem, such as transaction fees and cross-border payments.
Prominent Uses of Cryptocurrencies
The report emphasized that stablecoins can be used in the following areas:
- Low-cost, instant cross-border transfers
- Low payment processing fees
- Increased efficiency in payroll processes
- Protection against inflation
- Building a financial bridge to the unbanked or underbanked masses
Transfer Volumes and Usage Rates Break Records
Organic stablecoin transfer volumes have also increased significantly, with monthly transfers reaching $719 billion in December 2024 and $717 billion in April 2025, the highest ever.
Total stablecoin transaction volume through 2024 reached $27.6 trillion. This figure exceeded the combined annual transaction volume of Visa and Mastercard by 7.7%.
Growing Interest at Institutional and Global Levels
Not only companies but also countries are interested in stablecoins.
- Uber CEO Dara Khosrowshahi stated at the Bloomberg Tech Summit on June 5 that they are exploring the use of stablecoins to reduce money transfer costs.
- According to a report published by Fireblocks in May, 90% of institutional players are considering integrating the use of stablecoins into their operations.
- The Russian Ministry of Finance presented a plan to develop a state-backed stablecoin in April.
- Three major institutions in Abu Dhabi have partnered to develop a new stablecoin pegged to the dirham.
These developments suggest that stablecoins will play an increasingly important role in corporate finance, cross-border transactions, and payment systems.
*This is not investment advice.