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The collaboration between Revolut, the largest European fintech with over 65 million users in 38 countries, and Polygon Labs, developer of the Polygon PoS blockchain, marks a turning point in the digital payments and international remittances sector.
From December 2024, Revolut users in the United Kingdom and the European Economic Area (EEA) can send remittances in USDC, USDT, and POL directly via the Polygon blockchain, leveraging the Revolut platform. This integration marks the first phase of a collaboration aimed at redefining the standards of the digital financial industry.
Summary
Instant Payments and Reduced Costs: The Benefits of Integration
The integration between Revolut and Polygon enables near-instant transfers with minimal transaction fees, thanks to the efficiency of the Polygon network. Since the service launch, Revolut has already processed over $690 million in Polygon-based transactions, demonstrating the growing demand for stablecoin-powered payments. Users can thus benefit from a fast, secure, and cost-effective solution for sending money across borders, overcoming the limitations of traditional banking systems.
Stablecoin and POL Token: New Opportunities for Revolut Users
In addition to remittances in USDC and USDT, Revolut has introduced support for Polygon’s native token, POL, available for trading both on the Revolut app and via Revolut X, alongside over 250 other tokens. Users can also stake POL directly from the app, earning up to 4% annual yield (APY). The platform also supports Revolut Ramp, which provides direct access from fiat currency to wallets on Polygon, further simplifying entry into the Web3 ecosystem.
Polygon: leader in digital payment infrastructure
Revolut’s decision to integrate Polygon is based on the blockchain’s solid reputation as a leading infrastructure for payments and stablecoins. Just in the past month, stablecoins on Polygon have handled over 153 million transactions, with the total supply of stablecoins on the network rising to $3.6 billion. Polygon processes millions of daily transactions with average fees of fractions of a cent, making it one of the most cost-effective and scalable blockchains in production.
A Growing Ecosystem: Prominent Partners Choose Polygon
Revolut joins an ever-growing list of institutions that have chosen Polygon for money movement, including Stripe, Flutterwave, DeCard by DCS, and Reliance Jio. This widespread adoption underscores the reliability and robustness of Polygon as a global financial infrastructure.
Marc Boiron, CEO of Polygon Labs, stated:
“This integration with Revolut represents exactly the kind of real utility for everyday people that we are working towards. By making blockchain payments invisible to the end user and integrating them with traditional payment experiences, we are witnessing the birth of the finance of the future.”
Web3 for Everyone: The Democratization of Decentralized Finance
The integration of Polygon with Revolut represents a significant step towards the mainstream adoption of blockchain, bringing Web3 functionalities to millions of European users. With 14 million active crypto customers on Revolut and consistently growing transaction volumes, the partnership demonstrates the maturity of Polygon’s technology in supporting new use cases for traditional financial services.
Innovation in Cross-Border Payments
For Polygon, the collaboration with Revolut strengthens its position as the go-to blockchain for corporate payments and stablecoins, alongside significant integrations such as those with Stripe, WorldPay and leading DeFi protocols. This synergy paves the way for further innovations in cross-border payments, remittances, and the convergence between traditional and decentralized finance.
Who are Polygon Labs and Revolut
Polygon Labs is a Web3 software house that develops the Polygon Proof-of-Stake network, the leading blockchain for real-world payments and assets (RWAs), and the Agglayer protocol for blockchain interoperability. Polygon PoS is recognized for its low costs and high speed, with billions of dollars in stablecoins and a robust payment ecosystem. Polygon Labs is also at the forefront of developing zero-knowledge technologies and incubating innovative projects such as Katana, Miden, PrivadoID, and ZisK.
Revolut, founded in 2015 in the United Kingdom, is now one of the leading global fintech companies, with over 65 million customers and more than half a billion monthly transactions. It offers a wide range of innovative financial products for both private and business clients, ensuring greater control over finances and borderless connections. Revolut’s crypto-asset division in Europe, Revolut Digital Assets Europe Ltd, is registered in Cyprus and obtained the MiCA license in October 2025.
Future Prospects: A Partnership Set to Grow
The integration between Revolut and Polygon does not involve the issuance of stablecoins by Revolut, but serves as the foundation for a multi-level partnership, with further product launches and ecosystem announcements expected in the coming months. This alliance promises to accelerate the convergence between traditional and decentralized finance, offering European users increasingly efficient, secure, and accessible tools for managing digital money.