Notably, Ray did not provide a specific price target or timeline, but his TradingView chart highlights $2 and $4 as key upside levels.
$XRP Chart Shows Price Targets
The chart shows $XRP in a long downtrend that began after its July 2025 rally. $XRP moved lower for several months, forming lower highs and lower lows. In May 2026, it broke below the downtrend channel before entering a period of sideways trading.
The price then held mostly between $1.00 and $1.20, with $1.00 acting as support throughout the summer.
In August, $XRP briefly lost the $1 support level and dipped as low as $0.978 on the Bybit exchange and $0.93 on the Bitrue exchange. However, days later, $XRP began moving higher and reached nearly $1.70 in the third week of August.
But that rally did not last. The coin gave back most of its gains and dipped back to $1.246 from around $1.70.
Meanwhile, in September, $XRP’s price advance has been more gradual, as it has now risen above $1.50, forming support around the $1.40 to $1.50 range.
The move signals renewed buying interest after the prolonged decline. Meanwhile, Ray’s chart identifies $2.60 as a recovery target and $4 as a more ambitious upside target.

$XRP’s recent bounce has strengthened expectations of a more significant price move in the coming weeks. However, the next phase depends on whether buyers can maintain enough momentum to push the price higher.
$XRP Price in Three Years
Meanwhile, as the wait for $XRP to surge continues, ambitious price outlooks are already circulating in the community.
Software engineer Vincent Van Code argued this week that $XRP could reach $100 or more within the next three years.
He says $XRP would not rise straight to $100. Instead, he expects the price to move up and down sharply while generally trending higher over time.
Van Code compares $XRP’s potential growth to that of Bitcoin and Ethereum, which experienced major price increases as adoption and investor interest grew.
He believes $XRP’s current price does not necessarily reflect what it could be worth in the future. Increased adoption, real-world use, institutional investment, and easier access to $XRP could drive demand higher.
However, $100 is only his personal expectation, not a guarantee. With about 63 billion $XRP currently in circulation, $XRP at $100 would give it a market value of around $6.3 trillion. That would require a huge increase in demand and liquidity.