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A viral social media post has stirred discussion about $XRP as an investment as a one-year price chart showed the token’s steep decline.
Specifically, one investor joked that “nobody new to crypto would buy $XRP if they zoomed out.”
The chart showed $XRP trading at around $1.02 after falling more than 53% over the previous year. The view suggests that while many see $XRP’s low price as a buying opportunity, zooming out to a longer timeframe may discourage investors considering the massive drawdown.
Notably, $XRP has posted a modest recovery. It now trades at around $1.05, up about 2.5% over the past 24 hours. Despite the bounce, the token is still down 8% over the past week, 18% over the past month, and roughly 43% year-to-date.
$XRP Isn’t the Only Token Under Pressure
Although $XRP has become the focus of criticism, the broader crypto market has also suffered major losses.
Bitcoin currently trades at around $60,365, down about 43% over the past year. It has also fallen 5.4% over the past week, 18% over the past month, and 34% year-to-date.
This suggests $XRP’s decline has occurred alongside a broader market correction rather than in isolation. Even so, $XRP has underperformed Bitcoin across several timeframes.
How Much Could $XRP Holders Be Down?
Investors who bought $XRP before the decline may be sitting on significant unrealized losses. With $XRP falling about 53% over the past year:
| Holdings | Value at ~$3.66 (July 2025) | Value at ~$2.24 | Value at $1.05 Today | Unrealized Loss |
| 1,000 $XRP | $3,660 | $2,240 | $1,050 | -$1,190 |
| 10,000 $XRP | $36,600 | $22,400 | $10,500 | -$11,900 |
Notably, these figures are estimates based on the approximate one-year decline. Actual gains or losses depend on each investor’s purchase price.
What If Someone Bought $XRP Today?
Meanwhile, someone purchasing $XRP at around $1.05 today would have a different risk-reward profile if the token eventually returns to previous resistance levels.
| $XRP Price Target | Gain Per $XRP | Profit on 1,000 $XRP | Profit on 10,000 $XRP |
| $2.00 | $0.95 | $950 | $9,500 |
| $3.00 | $1.95 | $1,950 | $19,500 |
| $5.00 | $3.95 | $3,950 | $39,500 |
| $10.00 | $8.95 | $8,950 | $89,500 |
However, these scenarios remain hypothetical and assume $XRP rebounds significantly in the future. For now, the bear market continues, and many analysts expect prices to decline further.
Even so, many $XRP supporters argue that major corrections have historically been followed by strong recoveries across the crypto market. Bulls remain hopeful that future catalysts could push $XRP back above key psychological levels such as $2 and $3.