The Roadmap McClurg Is Seeing
McClurg laid out a three-phase view of how $XRP gets there.
Phase one: Tough summer. McClurg was candid that summer will not be easy. “I do believe the summer is going to be a tough summer for equities and crypto across the board.” He did not sugarcoat the near-term.
Phase two: Midterm drag. As the US enters midterm election season, attention and capital flow away from markets and toward political positioning. Crypto historically underperforms during this window.
Phase three: Post-midterm surge. “Once we go into the midterm election season and then after midterms, that is when I believe you will see a lot more inflows coming into the ETFs.” The CLARITY Act, tokenized securities, and RWA growth all feed into that post-midterm wave.
The One Number to Watch
$1.39 billion in cumulative $XRP ETF inflows with the strongest weekly print of 2026 just logged. McClurg believes that number grows 30% by December, driven by post-midterm capital rotation, RWA momentum, and CLARITY Act passage giving institutional allocators the green light they have been waiting for.
$XRP is trading around $1.40 today. McClurg’s double target puts it above $2.80 by year end.
The summer will test that thesis. The post-midterm window is where he says it gets proved right.