thecryptobasic.com
Digital Ascension Group Chairman Jake Claver believes many investors could eventually regret overlooking $XRP at its current price levels.
Although $XRP trades roughly 60% below its 2025 peak, Claver argues that the asset’s underlying fundamentals continue to strengthen.
He pointed to rising real-world asset (RWA) tokenization, growing ETF inflows, expanding institutional custody adoption, and record wallet accumulation as signs that $XRP’s ecosystem is advancing despite muted price action.
Key Points
- $XRP trades around 60% below its 2025 peak, even as institutional activity in the asset continues to grow.
- Analyst Jake Claver suggests investors may later regret overlooking $XRP at current levels.
- He points to strengthening fundamentals behind the scenes, including rising tokenization of RWAs on the $XRP Ledger and growing spot ETF inflows.
- Claver compares $XRP’s current market structure to early accumulation phases of Bitcoin and Ethereum.
Growing Institutional Adoption
According to Claver, several recent developments continue to reinforce $XRP’s long-term growth outlook. Most notably, the $XRP Ledger (XRPL) surpassed $3 billion in tokenized RWAs, representing a 59% increase within a single month.
In addition, he indicated that spot $XRP ETFs have attracted approximately $1.35 billion in cumulative inflows. On May 11, 2026, alone, the products recorded nearly $26 million in net inflows, which Claver described as evidence of sustained institutional demand through regulated investment vehicles.
Claver also highlighted the recent expansion of Ripple’s institutional infrastructure business. He noted that Hidden Road, Ripple’s prime brokerage subsidiary, recently secured a $200 million asset-backed debt facility from Neuberger Berman, further strengthening its role in institutional trading markets.
$RLUSD and $XRP Adoption Gains Momentum
In addition, Claver emphasized the growing adoption of $RLUSD, Ripple’s U.S. dollar-backed stablecoin. According to him, the stablecoin has gained traction across institutional finance networks through integrations with platforms such as OKX and AMINA Bank, while BNY Mellon provides custody support for its reserves.
On-chain data also supports the broader accumulation narrative, Claver said. He cited recent metrics showing that 332,230 wallets now hold at least 10,000 $XRP, marking the highest concentration of large $XRP wallets recorded so far despite the relatively weak market performance.
Beyond the United States, Ripple has continued to expand its international presence through partnerships, remittance initiatives, and regulatory engagements across Japan, the Middle East, Africa, and Europe. Claver also pointed to the potential passage of the CLARITY Act and SBI Holdings’ deepening involvement in the XRPL ecosystem as additional bullish catalysts.
Investors Might Regret Not Buying $XRP at Discounted Prices
Despite these developments, $XRP’s market performance has remained relatively subdued. The token currently trades around $1.37, down more than 60% from its previous all-time high. $XRP has also fallen roughly 3.5% over the past week, extending its 30-day decline to nearly 5.7%.
Claver compared the divergence between $XRP’s fundamentals and price action to earlier accumulation phases seen in Bitcoin and Ethereum. In his view, the infrastructure, institutional, and whale activity developing behind the scenes could eventually position $XRP for a significant breakout.
He suggests that investors often fail to recognize accumulation opportunities until after prices surge. Summarizing that sentiment, Claver emphasized that many people may eventually look back and say, “I should have bought back then.”
For that reason, he described $XRP’s current range as a potential accumulation phase — a period when prices appear stagnant, and retail sentiment weakens, even as institutional foundations continue to strengthen ahead of broader market recognition.