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Popular crypto pundit TARA has published a five-cycle Fibonacci roadmap for $XRP on X, projecting that the crypto’s price will eventually surpass $100 in the long term.
The projections, which are based on 0.618 extension targets applied to $XRP’s 12-month candlestick chart, trace a sequence of progressively higher cycle peaks, each one separated by corrections and extended accumulation periods, that culminate in a Cycle 5 top of $153.
Macro Targets For $XRP
TARA’s projection framework begins with a pricepoint that is already settled history. Cycle 1, which she noted as complete, produced a top price of $3.65. This is relating to $XRP’s current all-time high registered in July 2025. That confirmed peak is the anchor for the entire projection. Each subsequent cycle target is derived using Fibonacci extension methodology applied to $XRP’s price structure on the larger timeframe.
The next three cycles form the bridge between $XRP’s current price and the psychologically significant $100 threshold. TARA projected Cycle 2 will peak near $8.68, applying the 0.618 Fibonacci extension to the range established by Cycle 1. Cycle 3 follows with a projected top of approximately $22.50, and Cycle 4 extends the same 0.618 Fibonacci sequence to a peak around $59.
When Will The Altcoin Reach $100?
The most notable outcome from the projection is where the $100 level appears. According to the analyst, $XRP does not reach triple digits in the next one or two cycles. Instead, the milestone only comes into view in Cycle 5, where the projected top is at $153.
There is no specific timeline attached to when $XRP could cross $100. The analysis is centered strictly on price progression across macro cycles, leaving out any time-based predictions. The analyst also made it clear that each upward move would be followed by pullbacks, describing the journey as one that unfolds through many waves, repeated corrections, and a span of several years.
At the time of writing, $XRP is trading at $1.52, and the $153 price target represents a gain of more than 10,000% from today. However, predictions about $XRP breaking above $100 are not new among crypto analysts. In fact, the idea has been circulating for months. Some projections have been really extreme, with one analyst even arguing that $XRP could reach $100 before Bitcoin climbs to $1 million.
On the other side of the debate, a few market commentators have pushed back strongly on this $100 price projection. Some crypto participants have pointed to the scale of inflows required for $XRP to hit $100, noting that it would imply a multi-trillion-dollar market capitalization that exceeds the largest companies in the world. Even Ripple’s CTO has publicly cast doubt on the likelihood of $XRP reaching $100 in the near term.