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A bold new projection circulating in the $XRP community suggests that 2026 could mark a turning point for the asset, with prices moving into double digits.
$XRP supporters are sharing artificial intelligence models pointing to a possible surge into the double-digit price range. These ambitious outlooks continue to emerge despite $XRP’s disappointing price performance. The coin dipped 4% over the past day, touching the $1.30 region, and has yet to recover.
Key Points
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AI model suggests $XRP could soar to $35 in 2026, marking a potential defining year for the asset.
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Xaif Crypto’s chart shows $XRP climbing from $1.36 through multiple pullbacks before hitting $35.
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Skeptics cite tokenomics and capital inflows as limits, while bulls see long-term upside potential.
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A $35 $XRP implies a 26x gain, valuing it near $2.13T, rivaling top global tech giants and Bitcoin.
“$XRP Moving Above $35” in 2026
Notably, the forecast comes from analyst Xaif Crypto, who shared a dynamic visual chart outlining a hypothetical price path for $XRP throughout the year. The model depicts $XRP’s price climbing from its current range around $1.36 to $2, $3, $4, $5.44, $5.85, $6, $7.40, and $9.20 before experiencing multiple pullbacks.
According to the chart, $XRP retraces to $8, $7, $6, $5.70, and $4.90 before rebounding toward $7 and $8.40, eventually pushing through $10 and $11. The model then shows another dip toward $7 and $5.81 before accelerating sharply to $11, $13.88, $18, $25, $29, and ultimately $35.
Commenting on the visualization, Xaif argued that 2026 could be a defining year for $XRP even if only a fraction of that scenario plays out.
What a $35 $XRP Would Mean
At its current price of $1.36, $XRP would need roughly a 26x increase to reach $35. Such a move would push its market capitalization to approximately $2.13 trillion, placing it in the same valuation range as major global tech giants and even rivaling the current size of Bitcoin.
The magnitude of that projection has sparked intense debate across the $XRP community.
Analysts and Community React
Technical analyst added fuel to the discussion, commenting that “$27 $XRP shows up everywhere”. He suggests that multiple chart structures point to a high double-digit target zone, as $27 has been one of his long-term aspirations for $XRP.
$27 $XRP Shows Up Everywhere.. https://t.co/t68Jp06bfm pic.twitter.com/RfBxNUZNds
— 🇬🇧 ChartNerd 📊 (@ChartNerdTA) February 22, 2026
However, not everyone is convinced. X user “CRYPTO PARASITE” dismissed the projection outright, questioning the feasibility of the capital inflows required to support a $35 valuation.
“$XRP to $35? Can you imagine the amount of money for that? [It’s] delusion,” he said. Another community member, Scott Reid, argued that $XRP would be fortunate to even hit $5.
Skepticism also centered around tokenomics. One commenter, Mr. Brown, pointed to the escrow holdings managed by Ripple Labs, arguing that institutional sales and discounted deals could limit explosive upside potential.
Still, some long-term holders remain optimistic. Raiderfan Randy responded simply, “In our lifetime though”. This implies that while the timeline may be debated, the possibility itself cannot be entirely ruled out.
Defining Year Ahead
$XRP has historically experienced strong rallies followed by deep retracements. While AI models can identify patterns and probabilities, they remain speculative tools rather than guarantees.
Essentially, whether $XRP approaches $35 or struggles to reclaim previous highs remains to be seen. But the growing discussion suggests 2026 could be a pivotal year for the asset, a sentiment widely echoed by Ripple executives.