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Despite being over a decade old, $XRP investors believe the altcoin still has room for growth, expecting modest holdings to hit astronomical highs.
$XRP remains one of the oldest crypto assets in the market, maintaining its relevance and holding a spot among the top 5 crypto assets despite launching over 13 years ago. According to Galaxy Digital CEO Mike Novogratz, $XRP’s loyal community remains one of the biggest factors contributing to this longevity.
Since its launch, $XRP has delivered an all-time return on investment (ROI) of over 35,000% to investors, per market data from CMC. This means investors who bought $5,000 worth of $XRP at launch would today be sitting on $1.75 million, as $XRP changes hands at $2.09.
Notably, while some critics insist that $XRP has already exhausted its upside potential, suggesting that the crypto asset’s growth from the current position may be limited, proponents argue that $XRP is actually undervalued at current prices. As a result, they expect the altcoin to soar to reach much higher prices, with the $100 level persistently coming up as one of the targets.
For instance, $XRP community commentator and chief executive of DAG, Jake Claver, has consistently touted this target, insisting that $XRP could reach $100. While his earlier timeline, which predicted an $XRP run to $100 by the end of 2025, failed to materialize, Claver maintains conviction that $XRP could see impressive growth from here, suggesting it is growing into global financial infrastructure.
Moreover, market pundit Zach Rector also predicted that an $XRP rally to $100 was in the cards. Nonetheless, Rector presented a much higher timeline of 2030, or four years from now. While AI chatbot ChatGPT confirmed in December 2025 that $XRP could indeed soar to $100 with its total supply of around 100 billion tokens, the target remains unlikely in the future.
Worth of 2,500 $XRP if $XRP Hits $100 Per Token
If $XRP does reach the $100 mark, whether in the next four years or much later, retail investors could benefit tremendously from this development. Notably, data from the $XRP Rich list shows that investors who wish to enter the lowest tier (top 10%) would need to hold 2,324 $XRP, rounded off to around 2,500. Currently, 749,931 wallets hold this figure, making them the largest retail group.
At the current $XRP price of $1.47, the 2,500 $XRP tokens cost $4,225. If $XRP reaches $100, representing a 4,684% increase from the current position, the worth of the 2,500 $XRP tokens would grow to $250,000. However, if investors had committed the $5,225 into $XRP when it traded for $0.5, they would have procured 10,450 tokens. At $100, this investment would be worth a little above $1 million.