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Bitcoin and XRP price prediction after US Senate Banking postpones crypto bill

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Crypto is responding to regulatory and macro news. The Bitcoin and XRP price prediction is in focus as the U.S. Senate delays the crypto bill. President Trump’s Supreme Court case on tariffs is also keeping investors cautious.

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These factors are driving Bitcoin and XRP price action and could spark some short-term volatility.

Summary
  • Bitcoin and XRP are reacting to regulatory delays and macro/legal uncertainty, including the US Senate postponing the crypto bill and the Supreme Court delaying a decision on Trump’s global tariffs.
  • Bitcoin is trading around $96,500, with a potential move toward $98,800 if it breaks above $97,800; support zones are $95,700–$95,000 and $93,000–$91,000.
  • XRP is near $2.09, testing key support at $2.10–$2.05, with resistance at $2.15 and upside potential toward $2.25–$2.30; weaker buying and faster closing of longs show fading bullish momentum.
  • Both cryptocurrencies are experiencing cautious market behavior, with short-term range-bound trading likely unless key levels are broken.

Current events impacting the crypto market

Bitcoin and XRP prices remain in focus as the U.S. Senate Banking Committee postpones the crypto market structure bill, adding fresh uncertainty to the regulatory outlook after Coinbase CEO Brian Armstrong voiced opposition.

The delay has traders reassessing short-term price expectations, with Bitcoin holding near key support and XRP showing mixed momentum amid cautious market sentiment.

Adding to the mix, the U.S. Supreme Court didn’t make a ruling on the Trump global tariffs case on January 14, and no new date was announced. That uncertainty can weigh on risk appetite across all markets, including crypto.

You might also like: Crypto market forecast ahead of Supreme Court tariffs ruling on Jan. 14, 2026

With that in mind, let’s take a closer look at the Bitcoin and XRP price prediction.

Bitcoin price prediction

As of January 15, Bitcoin (BTC) is trading around $96,500. Yesterday, it climbed toward $97,800 but pulled back amid lingering uncertainty. Despite this, there’s still room for a recovery. A confirmed break above $97,800 could open the door to $98,800, with the psychological $100,000 level in sight.

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BTC 1-day chart, January 2026 | Source: crypto.news

If Bitcoin drops, the $95,700–$95,000 area should hold as support, and the $93,000–$91,000 area should be a stronger safety net.

XRP price prediction

Ripple (XRP) reached $2.17 yesterday and is now near $2.09. The $2.15 is an important level. If XRP breaks through that, it could test $2.25–$2.30.

XRP 1-day chart, January 2026 | Source: crypto.news

Support is between $2.10 and $2.05. If that breaks, the next level could be $2 or $1.90 to $1.85.

Spot flows are weak, longs are closing faster than shorts — the market’s losing a bit of its bullish optimism.

Final thoughts

Crypto is in a cautious mood as regulatory delays and macroeconomic and legal factors continue to weigh on the market. Bitcoin and XRP are both testing support and slipping in value. Watching news and flows can give traders clues about whether a stronger trend is forming.

For now, Bitcoin and XRP prices may remain within a range, but a clean break above or below key levels could indicate where the market is headed next.

Read more: XRP price prediction: Will the Clarity Act vote move the market?
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