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After factoring in Ripple’s recent developments, an XRP community member says ChatGPT now projects XRP could climb to as high as $3,000 by 2030.
Throughout 2025, Ripple announced a steady stream of high-profile deals, partnerships, and regulatory breakthroughs, and the XRP ecosystem also witnessed some impressive progress. Yet the XRP price has continued to trade without showing a response to those events, down 7.34% this year as it changes hands at $1.92.
ChatGPT Projects XRP to $500-$3,000 by 2030
Notably, some commentators believe this gap between ecosystem progress and price does not actually weaken the bullish case for XRP. Instead, they suggest that the market has yet to fully absorb the long-term impact of XRP’s progress and what Ripple has built.
Amid these discussions, an XRP community member shared his experience with the AI chatbot ChatGPT. According to him, earlier prompts he made on ChatGPT produced a conservative projection of about $5 for XRP by 2030.
However, after he supplied the chatbot with details about Ripple’s partnerships, acquisitions, and the launch of XRP ETFs, the projected range reportedly changed. Based on the expanded input, ChatGPT generated a much higher prediction, placing XRP between $500 and $3,000 by the end of the decade.
Nonetheless, despite this update target from the AI chatbot, the community member still argued that XRP would still be undervalued at such prices when you compare it with the developments surrounding the ecosystem.
Ripple Pushed Further from April to August 2025
Notably, this comes as 2025 brings major milestones for Ripple and XRP. Specifically, in April 2025, the company acquired prime brokerage firm Hidden Road for $1.25 billion and rebranded it as Ripple Prime. Ripple set up the business to connect traditional finance with digital assets, using the XRPL and its U.S. dollar stablecoin, RLUSD, as part of the underlying infrastructure.
Ripple followed up in July 2025 by appointing BNY Mellon as the primary custodian for RLUSD. During the same month, Ripple partnered with the Dubai Land Department and Ctrl Alt to support real estate tokenization on the XRP Ledger.
Meanwhile, August 2025 brought two important developments. First, Ripple acquired stablecoin payments platform Rail for $200 million to strengthen its cross-border payments offering.
In the same period, Ripple and the U.S. SEC withdrew their appeals in the long-running legal dispute that began in December 2020. This decision effectively closed the case and removed a regulatory overhang that had weighed on XRP for years.
Late 2025 Brings Bullish Developments for XRP and Ripple
Ripple continued its expansion in October 2025 with the $1 billion acquisition of treasury management firm GTreasury, marking its entry into the multi-trillion-dollar corporate treasury market. Also in October, Evernorth emerged with plans to raise $1 billion to build what it described as the world’s largest XRP treasury reserve.
Interestingly, investor confidence increased further in November 2025 when Ripple raised $500 million at a $40 billion valuation, with participation from firms such as Citadel Securities and Fortress Investment Group.
October also delivered a milestone for XRP in U.S. markets, as Canary Capital’s spot XRP ETF, trading under the ticker XRPC, secured regulatory approval and began trading on Nasdaq. Four additional XRP ETFs launched shortly afterward, and together they attracted more than $1 billion in inflows within 21 trading days.
The year closed with another notable move in December 2025, when VivoPower partnered with Lean Ventures to pursue the purchase of up to $300 million worth of Ripple Labs shares. The transaction offered indirect exposure to nearly $1 billion in XRP holdings and added to the list of institutional-linked activity around Ripple.
Despite these developments, it is important not to treat AI-generated price projections as reliable forecasts. ChatGPT and similar tools often reflect the tone, assumptions, and information supplied by users. In fact, separate prompts to the same model have produced much lower XRP estimates, including targets near $15 for 2030, even after considering the events of 2025.