Holding $XRP, he suggests, is about positioning oneself for long-term change in how money moves across borders and economies.
$XRP as the Future of Global Finance
He believes $XRP will play a central role in creating a more efficient and cost-effective financial system, especially for cross-border payments and remittances.
Ripple has already partnered with several banks and financial institutions to improve global transactions. Prominent names include Santander, Japan’s SBI, Onafriq, and Tranglo.
When asked about the future of the financial system beyond his 70-year outlook, UnknowDLT acknowledged that we may not witness the full impact in our lifetimes. However, he sees owning $XRP as an investment in a long-term vision that will unfold over decades alongside advances in technology, such as quantum computing and new consensus mechanisms.
X user Kaitlyn Perrine shared this perspective, suggesting that investing in $XRP today could be akin to investing in the early days of the internet.
We won't be alive to see the next update to the financial system. That's why I say owning $XRP is a unique opportunity.
— {x} (@unknowDLT) October 15, 2025
TA to Know When to Take Profits, Then Reinvest
Even though UnknowDLT dismisses the role of technical analysis in predicting $XRP’s long-term potential, some in the $XRP community believe it still has merit for short-term price movements.
Specifically, $XRP supporter Tyler Bolli argues that TA is useful for identifying key moments to take profits and reinvest during market retracements. “Nothing goes in a straight line up and to the right,” he said.
He added that those who are already wealthy can ignore $XRP technical analysis, as they can choose to hold for the long term.
In other words, this approach encourages a more practical investment strategy of balancing short-term actions with long-term goals.