However, this scenario assumes $XRP continues to soar while Bitcoin remains stagnant, which is an unrealistic outlook.
In fact, numerous leaders in the crypto industry — including founders of Coinbase, Cardano, BitMex, and Telegram — have all predicted Bitcoin could climb toward $1 million by 2030.
At such a price, Bitcoin’s market cap could exceed $20 trillion by 2030, making an $XRP “flippening” even more difficult. For $XRP to then rise to this $20 trillion market cap, its price would need to exceed $335.
Interestingly, not many in the crypto industry — even among the $XRP Army — believe $XRP could hit this level within five years.
Competing Narratives
Meanwhile, Scrubs’ prediction echoes earlier bold calls from $XRP commentator Coach JV, who also envisions $XRP surpassing Bitcoin within the decade.
On the other hand, crypto influencer Ben Armstrong (BitBoy) frames the debate differently, asking what it really means for $XRP to be “the next Bitcoin.”
While $XRP excels in speed and efficiency, Armstrong highlights decentralization as Bitcoin’s defining edge. Ripple’s large holdings, which account for over 40% of $XRP’s supply, fuel ongoing concerns about centralization.
In other words, while BitBoy sees $XRP in a much better position by 2030 compared to its current $2.97 level, he believes Bitcoin will continue to maintain the lead in market cap, though $XRP may catch up closely.
Catalysts That Could Change the Game for $XRP
Despite these challenges, proponents argue that $XRP’s future adoption by banks and institutions could support a price surge. With transaction speeds as fast as 7 seconds, they see $XRP transforming cross-border settlements.
Moreover, upcoming milestones such as a Ripple IPO and the launch of $XRP ETFs are also among the catalysts that could help narrow the gap between $XRP and its rivals.