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AI chatbots Google Gemini and ChatGPT predict $XRP price for December 2025, considering the bullish developments awaiting $XRP and Ripple.
Potential Bullish Developments for $XRP and Ripple
For context, the coming months could bring important developments for Ripple and $XRP. Specifically, one of the biggest potential drivers is the approval of $XRP spot exchange-traded funds in the U.S. Polymarket now sees a 91% chance that regulators will approve at least one by the end of the year.
Meanwhile, another important development is Ripple’s push to secure a U.S. national bank charter. For context, the company filed its application in July, and the Office of the Comptroller of the Currency could deliver a decision by late October.
ChatGPT and Google Gemini Predict $XRP Price by Dec 2025
Amid these potential developments, $XRP trades at $2.80, with a market cap of $166.9 billion. With these changes on the horizon, it remains to be seen how high $XRP could climb if the pieces fall into place. As a result, we asked ChatGPT from OpenAI and Google Gemini for their bullish predictions on $XRP’s price by December 2025.
Responding, ChatGPT presented several scenarios. It noted that when Bitcoin and Ethereum received their ETF approvals, their prices jumped 60% and 42%, respectively. Many expect $XRP could follow the same path or possibly outperform.
According to ChatGPT, in a conservative case, where ETFs get approval, but the bank charter faces delays, $XRP could reach $5 to $7, which would mean an 80 to 150% jump from its current price.
However, if both ETFs and the bank charter gain approval, and $RLUSD adoption keeps building, ChatGPT expects $XRP could push into the $10 to $15 range, lifting its market cap toward $600 billion.
Nonetheless, in a highly optimistic scenario where institutional and retail money flood in, ChatGPT even sees a path for $XRP to break above $20 during a euphoric rally.
Meanwhile, Google Gemini had a more restrained outlook. It suggested that ETF approval alone could lift $XRP by 60% to $4.48.
If Ripple also secures its bank charter, Gemini believes another 20 to 25% upside is possible, which would place $XRP between $5.38 and $5.60. With continued partnerships and growing $RLUSD adoption, Gemini predicts a final year-end range of $5.65 to $6.16.
However, it is important to note that these are all hypothetical price assessments. Notably, there is no guarantee that these developments would materialize, and even if they do, $XRP’s potential price reaction remains largely uncertain.