Here’s How High XRP Could Climb by 2025 End as Ripple and SEC Lawsuit Now Officially Over

AI chatbots Google Gemini and Grok predict $XRP price by the end of the year (EOY) as Ripple and the SEC file to officially end their lawsuit.

Ripple and the SEC Officially File to End Their Case

For context, Ripple and the U.S. Securities and Exchange Commission have finally brought their long-running courtroom fight to an end. Both sides filed to withdraw their appeals, closing a legal chapter that dragged on for nearly five years.

Notably, this development clears one of Ripple’s biggest obstacles since 2020 and gives the company the long-awaited regulatory clarity in the United States.

Gemini Predicts $XRP Price EOY

Specifically, in the first scenario, which is its bull case, Google Gemini sees $XRP soaring to the $5.50 to $10 range by December 2025. According to the chatbot, in this scenario, the end of the lawsuit leads to a new wave of institutional capital.

$XRP Bull Case Price Prediction | Google Gemini

It suggested major banks, payment processors, and investment funds could begin using Ripple’s ODL solution (now Ripple Payments) on a much larger scale. Further, it noted that an SEC-approved $XRP exchange-traded fund (ETF) could also draw in traditional investors.

Gemini predicts that $XRP might first settle between $3 and $4 for a few months before smashing past its all-time high, entering price discovery, and ending the year with a strong rally.

Meanwhile, in the second scenario, Gemini’s base case puts $XRP between $4.00 and $5.00 by year-end. Here, adoption still grows but at a slower pace. Financial institutions may take their time integrating Ripple’s tech, and while the market stays bullish, it avoids the euphoric spikes seen in past cycles.

$XRP Base Case Price Prediction | Google Gemini

However, for the third scenario, the bearish view from Gemini lands $XRP between $2.50 and $3.50 by December 2025. This happens if the current rally turns into a classic “buy the rumor, sell the news” event. In this case, the market may have already priced in the lawsuit’s resolution.

$XRP Bear Case Price Prediction | Google Gemini

Such a scenario would slow adoption and leave $XRP vulnerable if the broader crypto market slips into a correction. Nonetheless, media personality Zach Rector disagrees with the idea that the market has already priced in the conclusion of the case.

Grok Predicts $XRP Price EOY

Notably, in its assessment, Grok focused on the bullish push from the lawsuit’s end. It also factored in Ripple’s growing partnerships with banks and the adoption of its RLUSD stablecoin.

The AI chatbot expects $XRP to land between $5.80 and $6.80 by December 2025, a 50% to 70% jump from today’s level. This prediction assumes there is steady growth, supported by possible ETF approval and broader institutional adoption.

$XRP Price Prediction as SEC and Ripple Case Ends | Grok

Meanwhile, Grok also noted there could be potential extremes. To the chatbot, $XRP could break past $7.00 and possibly touch $8.00 in a strong bull market with several ETFs approved or major new deals in place. However, on the bearish side, a market downturn or failed ETF bids could trap $XRP between $3.50 and $4.50.