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A growing number of $XRP advocates are pushing back against the widespread belief that $XRP may never reach $100 due to its market capitalization.
According to the crypto analyst “All Things $XRP,” this belief is not only outdated but also based on a fundamental “misunderstanding” of how financial markets function.
Market Cap Is Not a Ceiling
Notably, critics often argue that $XRP’s large supply makes a high price point like $100 mathematically impossible. However, the analyst explains that market cap, calculated as price multiplied by circulating supply, is not a true reflection of invested capital.
Drawing a comparison to real estate, he argued that saying $XRP can’t hit $100 is like saying no one can buy a $10 million home because the average house costs $300,000.
To support his claim, “All Things $XRP” cited a case where an $80 million inflow into $XRP supposedly led to a $17 billion increase in market cap. This was a staggering 212x multiplier.
In his view, this shows how relatively small capital inflows can spark massive price surges, especially in low-liquidity environments.
The analyst further claimed that $XRP’s liquid supply is minimal, with less than 5% of the total supply actively traded. Most tokens are either in long-term holdings or locked in escrow. According to him, this limited liquid supply amplifies the impact of new demand.
More Than a Coin: $XRP as Financial Infrastructure
“All Things $XRP” also emphasized that the token’s utility goes far beyond speculation. He pointed out that $XRP is built for cross-border payments and integrated into worldwide banking systems and payment platforms.
Given the trillions of dollars in potential daily transaction volume, the token could serve as the backbone for next-generation finance.
He also highlighted $XRP’s expanding ecosystem, including DeFi integrations, EVM-compatible sidechains, and passive income opportunities through staking and liquidity protocols. As adoption grows, so does the pressure on its limited tradable supply.
“$100 $XRP Not Far-Fetched”
“All Things $XRP” suggested that even an $8 billion capital inflow could push $XRP’s price into the $30–$40 range. With additional catalysts such as speculative rallies, ETF approvals, and institutional interest, the $100 mark may not be as far-fetched as critics claim.
He further pointed to the $300 trillion global cross-border payments market as a massive opportunity. With its speed, scalability, and cost-efficiency, $XRP is in a good position to capture a share of this flow. This could potentially support a much higher valuation.
8️⃣ $XRP is built to scale with the future of finance.
The $300T cross-border payments market isn’t sci-fi—it’s the goal.
And $XRP is positioned to be the backbone.
— All Things $XRP (@$XRP_investing) April 23, 2025
While skeptics continue to dismiss $XRP’s potential based on market cap metrics, proponents argue that liquidity, adoption, and growing use cases make ambitious price targets possible.
However, critics of this alternative perspective often fail to propose a viable valuation model that accounts for a potential $100 $XRP price.
Using Bitcoin as an example, its current market cap is $1.83 trillion, based on a circulating supply of 19.85 million coins and a unit price of $92,600. Just 12 years ago, Bitcoin was trading around $100, with a market cap of $1.1 billion and a circulating supply of about 11 million tokens at the time.
This comparison shows the relevance of market cap as a valuation metric, especially for crypto assets with fixed supply like $XRP. At $100, $XRP’s market cap, based on a circulating supply of 58 billion tokens, would be $5.8 trillion.
While critics argue that such a valuation is excessive for the near term, others believe it’s not entirely unrealistic in the long run.