Despite the declines in Bitcoin, Standard Chartered, which expects $200,000 for BTC in 2025 and $500,000 during the Donald Trump era, has now announced its price expectation for $XRP.
Standard Chartered said $XRP could rise to $12.5 before Donald Trump's term ends, Coindesk reported.
In the report on the $XRP price prediction, the bank predicts that the $XRP price will reach $5.50 by the end of 2025, $8 by the end of 2026, $10.40 by the end of 2027 and $12.50 by the end of 2028.
Before making its $XRP price prediction, the bank cited the six-fold increase in $XRP following Donald Trump’s victory in November. According to the bank, this increase was driven by expectations that the SEC would drop its lawsuit against Ripple and spot $XRP ETFs would be approved.
At this point, the bank stated that $XRP's gains after the Trump victory are sustainable.
Geoffrey Kendrick, head of digital assets research at Standard Chartered, wrote:
“We believe that the $XRP price gain is sustainable. We anticipate that the positive approach of the new SEC administration as well as the increasing use of $XRP will be effective in this.
As Ripple increasingly comes to the forefront in facilitating cross-border and cross-currency payments, XRPL resembles the main use case of stablecoins like Tether: blockchain-powered financial transactions conducted through traditional financial (TradFi) institutions. (XRPL is Ripple’s decentralized public blockchain used for payments.)
Finally, Standard Chartered added that they expect a spot $XRP ETF to be approved in Q3 2025 and that up to $8 billion in inflows will come in the first 12 months following ETF approval.
$XRP continues to trade at $1.94 at the time of writing.
*This is not investment advice.