Volatility continues to dominate the cryptocurrency market in 2024, with recent developments further adding to the turbulence. Both crypto and stock markets reacted sharply to the Federal Reserve’s revised 2025 outlook, which hinted at fewer rate cuts and higher inflation expectations.
Bitcoin (BTC) fell below $100,000, and liquidations surged to approximately $850 million within just 24 hours, reflecting heightened investor concerns.
Amid this growing uncertainty, investors are increasingly turning to altcoins as a way to diversify their portfolios and tap into potential growth. With 2025 on the horizon, Finbold analyzed market trends and consulted ChatGPT-4o to spotlight two altcoins with significant growth potential.
ChatGPT identifies 2 altcoins for 2025 portfolio
When queried, the AI model highlighted XRP and Hedera (HBAR) as standout assets, offering promising opportunities for building a diversified and resilient portfolio in the dynamic cryptocurrency landscape.
Hedera (HBAR)
ChatGPT projected HBAR as a key player in the digital asset space, citing its partnerships and ecosystem expansions. One notable development is its integration with Chainlink’s (LINK) decentralized oracles, which brings Chainlink’s data feeds and Proof of Reserve mechanisms to Hedera.
This collaboration enhances the infrastructure for decentralized finance (DeFi) applications by providing developers with tamper-proof market data.
ChatGPT observed that this integration reduces risks like data manipulation and strengthens liquidity in DeFi markets.
The AI also pointed to Hedera’s partnership with RedSwan CRE, a commercial real estate tokenization platform, as a critical driver of HBAR’s adoption. By enabling access to tokenized real estate, this collaboration is expected to drive HBAR’s adoption and utility among investors.
The tool also emphasized the growing optimism surrounding cryptocurrency ETFs. Analysts suggest Hedera could secure ETF approval, particularly with the potential appointment of pro-crypto advocate Paul Atkins as the next SEC Chair.
Hedera’s classification outside the realm of securities positions it as a strong contender for regulatory approval.
At press time, HBAR is trading at $0.29, reflecting a one-day loss of 1.4% but a notable one-month gain of 110%.
XRP
The artificial intelligence model pointed to Ripple Labs’ recent developments as critical for XRP’s potential growth. The approval of RLUSD, Ripple’s stablecoin pegged to the U.S. dollar, expands its ecosystem and utility, making it an attractive choice for both institutional and retail investors.
Regulatory optimism also boosts XRP’s outlook. The potential replacement of SEC Chair Gary Gensler with Paul Atkins, a pro-crypto figure, could lead to the dismissal of the SEC’s lawsuit against Ripple Labs, removing a major regulatory hurdle.
The AI tool highlighted how such a shift could catalyze a renewed wave of institutional adoption and strengthen XRP’s market position.
Currently, XRP is trading at $2.31, with a one-day decline of 5.8% but a remarkable one-month gain of 110%.
With strong fundamentals, institutional backing, and thriving ecosystems, both HBAR and XRP stand out as prime candidates for exponential growth.
These assets are set to become essential additions to a well-diversified cryptocurrency portfolio, offering significant opportunities in the evolving digital asset space.
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