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Artificial intelligence model ChatGPT has projected that $XRP could register a new all-time high in 2026, with price targets suggesting a meaningful but measured upside compared to previous crypto market cycles.
Indeed, the model’s outlook comes as the token continues to languish below the crucial $2 support after being weighed down by broader market sentiment.
As of press time, $XRP was trading at $1.88, having plunged over 2.6% in the past 24 hours, while on the weekly timeline, the asset is down about 1.6%.
$XRP price 2026 outlook
When consulted for insights on a possible $XRP 2026 record high, ChatGPT’s assessment noted that the most likely peak stands at around $6.20.
Under more favorable market conditions, the AI model sees scope for a brief bullish overshoot toward $8.50, while a weaker momentum scenario could cap gains near $4.20. This outlook places $XRP firmly above its previous peak of roughly $3.84.
ChatGPT’s projection is based on a structural comparison between past and future market cycles. The model noted that $XRP’s prior all-time high occurred in an environment characterized by thinner liquidity and limited institutional participation.
By contrast, a 2026 cycle is expected to be more capital-intensive, with stronger institutional involvement but tighter valuation discipline, reducing the likelihood of extreme price multiples.
The AI tool also applied historical market cycle behavior, observing that large-cap cryptocurrencies that survive multiple cycles typically achieve gains of about 1.5 to 2.5 times their prior peaks during strong bull phases.
Using this framework, $XRP’s potential valuation range clusters between roughly $5.75 and $9.60, with the midpoint forming the core of ChatGPT’s base-case outlook.
$XRP circulating supply impact
ChatGPT also highlighted $XRP’s large circulating supply as a structural constraint on upside, arguing that liquidity depth naturally limits exponential price expansion compared with lower-supply digital assets.
In addition, the model emphasized that $XRP’s strongest rallies tend to occur when speculative momentum aligns with a clear adoption narrative, such as cross-border payments or institutional liquidity use cases, a convergence that historically proves difficult to sustain for extended periods.
Finally, the AI pointed to $XRP’s continued correlation with major cryptocurrencies, particularly Bitcoin (BTC) and Ethereum (ETH). Unless $XRP achieves a meaningful decoupling, ChatGPT expects it to peak later in the cycle and at a lower multiple than the market leaders.
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