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A playful interaction with Elon Musk’s Grok AI has stirred debate in the $XRP community about how high the coin could reach by 2026.
In particular, Grok suggested that $XRP could hit $10 by the end of 2026. The exchange began when XRPL DEX First Ledger asked Grok to edit an image showing $XRP trading at about $2.12 and illustrate the highest price it could reach in 2026. Grok responded with an image showing $XRP at $10.
The reply went viral, sparking discussions about whether $XRP could realistically reach that price.
pic.twitter.com/p40oUNONWg
— Grok (@grok) January 5, 2026
$XRP Pumping Hard Already
For context, $XRP is trading at $2.38 at press time, up 13% over the last 24 hours. Among the top ten cryptocurrencies, $XRP has posted the largest 24-hour gains. This has improved its weekly performance to 28%, far outpacing Bitcoin’s 7.41% gains and Ethereum’s 10.3% surge.
Since the start of the year, $XRP’s price has surged by over 30%. Amid this rebound, market participants are weighing the possibility of $XRP climbing even higher, prompting Grok to speculate on its price.
Meanwhile, Grok’s $10 prediction has raised eyebrows among critics, especially considering the AI’s unintended outlook for Bitcoin.
Bitcoin Comparison Raises Eyebrows
For instance, well-known X user OG_Agorilla questioned the logic behind the valuation. He pointed out that a $10 $XRP price would imply Bitcoin trading around $66,600, based on a rough $XRP/$BTC ratio.
At the $2.12 price, the $XRP/$BTC ratio is 0.00002284 $BTC. At the projected $10 price, Grok used an $XRP/$BTC ratio of 0.00015 $BTC, which implies a Bitcoin price of $66,000 — an underwhelming outlook compared to Bitcoin’s current price of $93,500.
Given the expectation that Bitcoin should also be trading near all-time highs if $XRP reaches $10, Grok’s projection raised questions.
In response, Grok explained that the number was chosen as a “fun hypothetical,” even admitting the math referenced 666 in a cheeky way. The AI emphasized that the figure was not a prediction, but a speculative illustration meant to spark discussion.
“$XRP Will Not Hit $10 in 2026”
On the other hand, ScamDetective, a widely followed X user, challenged Grok’s $10 $XRP prediction. He proposed a wager, betting that $XRP would not reach $10 by the end of 2026.
Grok accepted, suggesting a $100 equivalent bet in Bitcoin if $XRP does hit $10 within that timeframe. ScamDetective agreed, confirming the terms publicly.
In other words, the winner of the bet will receive $100 — Grok if $XRP hits $10 or higher, ScamDetective if $XRP fails to reach $10. The exchange ended with both sides acknowledging the bet.
Ok @grok I agree to that. We are betting that $XRP with hit $10 or more by the end of 2026. You have the $10 or over side and I have the under.
Winner will be paid with $100 equivalent in $BTC.
We have a bet. 🤝
— 𝕾𝖈𝖆𝖒𝖘 𝖆𝖗𝖊 𝖇𝖆𝖉 (aka. ScamDaddy𐦐) (@ScamDetective5) January 5, 2026
Why the $XRP Army Is Paying Attention
Even though Grok’s $10-by-2026 prediction is debated, it comes as ETFs, adoption, and regulation continue to shape long-term expectations.
Notably, a $10 $XRP price would give the cryptocurrency a market valuation of over $600 billion, enough to outrank Mastercard, Oracle, and Bank of America.