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Bitcoin users call the $XRP a scam, mocking the investors and developers.
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$XRP holders push back, calling out $BTC's slow growth.
A recent debate has been seen regarding $XRP vs Bitcoin ($BTC). While some say that Bitcoin is the revolution of cryptocurrency, others believe that $XRP is more favorable with its 400 times faster services. The debate centers on the fundamental differences and potential investments, with strong arguments on both sides.
$XRP vs Bitcoin: Which One is Better?
Some users and experts recently disputed over their contrasting views on $XRP and $BTC. As Bitcoin is currently the most popular crypto with a long-term store of value, it is also called “digital gold.”
However, the $XRP experts argue that Bitcoin is slower compared to $XRP because $XRP has attracted multiple banks for its fast, low-cost international payments with transaction settlement times of 3 to 5 seconds and less than a cent in fees.
Recently, a Bitcoin analyst, Adam Livingstone, criticized $XRP investors on X by saying, “You bought a pre-mined banker scam run by a bunch of khaki-wearing geriatrics in a WeWork office, who dump on you monthly like it’s a bodily function.”
“You are not a crypto investor. You are a financial abuse victim with Stockholm Syndrome,” he added.
But an $XRP investor challenged the Bitcoiner’s sentiment and replied, “Calling it a scam is paramount to plain industry ignorance and/or psychological issues seeped in denial. Each can play a role in this space, so why should one negate the other?”
He also argued that if MicroStrategy (MSTR) had invested in $XRP instead of $BTC, its return on investment would presently be much higher.
Could MicroStrategy’s Investment in $XRP Make $100 Billion?
In June 2025, MSTR became the world’s largest corporate owner of bitcoin. But $XRP supporters say the company’s portfolio could have been worth over $100 billion if it had placed its $33.1 billion in $XRP.
Over the last five years, Bitcoin rose approximately 894% while $XRP climbed about 986%. With enhanced institutional adoption and financial efficiency, investors would have been pleased and impressed had MSTR followed the $XRP path.
In contrast, the Bitcoiner argues that $XRP holders are headed toward endless customer service frustration, rather than “Valhalla,” the significant wealth.